20-hour Personal Lines Agent Prelicensing Course for $79

Why be a Limited Subagent with no binding authority when you can be a fully licensed Personal Lines Agent?

You’re going to really enjoy the 20 hour Personal Lines Agent P&C prelicensing course.  
  • GIAA Members can take the course for FREE.
  • ​Non-members may pay the $79.00 with credit card, debit card or PayPal after completing and passing the course.
  • The lessons are filled with articles & videos on a variety of insurance topics. 
  • Enjoy as many as you wish until you feel like you have studied at least 20 hours’ worth. 
  • Then take the 100 question Final Exam​ as many times as needed until you pass with 70% or higher correct answers.
  • I’ll then upload your course completion details to the DOI and email a signed certificate to use in applying for your license. ​
Only $79.00!
20 Hour Personal Lines Agent Pre-Licensing: Course #50484
Online Practice Quizzes w/ Answers
These quizzes review basic principles that provide a foundation for the insurance industry. They range from the concept of risk, to the idea that individuals and businesses can minimize losses by transferring and sharing risks, to the application of the law of large numbers. Various principles also determine why some risks of loss are insurable whereas others are not.
Property & Casualty Quiz for Beginners
Property & Casualty Basics Quiz
Personal Auto Basics Quiz
Homeowner & Dwelling Basics Quiz
Stand Alone Policy Quiz
Practice Video Quizzes
Insurance Needs of Young Singles
http://www.insureuonline.org/quiz_youngsingles.htm
Insurance Needs of Under 30
http://www.insureuonline.org/quiz_under30.htm
Insurance Needs of Young Families
http://www.insureuonline.org/quiz_youngfamilies.htm
Insurance Needs of Established Families
http://www.insureuonline.org/quiz_establishedfamily.htm
Insurance Needs of Domestic Partners
http://www.insureuonline.org/quiz_domesticpartners.htm
Insurance Needs of Seniors
http://www.insureuonline.org/quiz_seniors.htm
Insurance Needs of Single Parents
http://www.insureuonline.org/quiz_singleparents.htm
Insurance Needs of Grandparents raising Grandchildren
http://www.insureuonline.org/quiz_raisinggrandchildren.htm
Bicycle Insurance Quiz
https://www.youtube.com/watch?v=mTFhWezZ8MA
Water Damage: Test Your Water IQ
https://www.youtube.com/watch?v=41FFSi9Y4r4
Homeowners Insurance Quiz
https://www.youtube.com/watch?v=vYcAVn8YlLE
Auto Insurance Quiz
https://www.youtube.com/watch?v=9CpoK0IqH18
Enjoy these Video Tutorials
Informed Citizen: Auto Insurance
https://www.youtube.com/watch?v=4aX_DGKKD5U
Insurance 101 - Personal Auto Coverages
https://www.youtube.com/watch?v=CBmtFPMUcr0
Auto Coverage: You're in the Driver's Seat
https://www.youtube.com/watch?v=g-Kv4a08aJE
Insurance 101 - Personal Auto Limits
https://www.youtube.com/watch?v=KJnN0yKlRYk
Insurance 101 - UM/UIM Coverages (Personal Auto)
https://www.youtube.com/watch?v=i7OPhDvtKVY
Informed Citizen: Rental Car Insurance
https://www.youtube.com/watch?v=LJ-QKJ0Bq9A
Rental Car Insurance
https://www.youtube.com/watch?v=i1ei7wQqibA
Informed Citizen: What to do in case of an auto accident!
https://www.youtube.com/watch?v=s1yPQ-9VEyQ
Everything You Need to Know about Getting Your GA Insurance License
Steps to applying for Personal Lines Agent License
  • Certificate of Personal Lines Agent Prelicensing Course Completion signed by Eddie
  • Please use it when you apply for your Personal Lines Agent license by following the instructions at https://oci.georgia.gov/get-insurance-agent-license
  • There you can download the following 3 forms
  • GID-103-AL
  • GID-276-EN
  • Finger Printing
  • $115.00 submitted with all of the above.
Sign up for Quizlet for free and test your knowledge after studying the 5 lessons on this page.
I. Types of Property Policies
II. Types of Casualty Policies
III. Property & Casualty Insurance Terms & Related Concepts
IV. Property & Casualty Policy Provisions & Contract Law
V. State Laws, Rules, & Regulations
​If you don’t know what you want from life, what do you think you will get?
The great majority of people in the world drift through life, never realizing that their future will be the one they create for themselves. The minority who achieve great success are people who know what they want and have a plan for realizing their objectives. They know what they want and how they are going to get it. Your goals should be specific, they should be measurable, they should have a deadline for their achievement, and they should be divided into manageable pieces. Know exactly what you plan to achieve, when you plan to achieve it, and how. Review your progress regularly, correct your course when necessary, and never, ever give up.
Insurance History – And Maybe Some Myths and Legend 
Insurance (or assurance), as we understand the concept today, is more than 700 years old. But what events shaped our modern world of insurance? Following are some interesting facts, myths, and legends that helped mold the current insurance world in America. Read the article

Click Lessons below to enjoy all 5 lessons for FREE!
You only pay if you need a signed certificate

​I. TYPES OF PROPERTY POLICIES
 A. Homeowners
 1. HO-2
 2. HO-3
 3. HO-4
 4. HO-5
 5. HO-6
 6. HO-8
 B. Dwelling Policies
 1. DP-1
 2. DP-2
 3. DP-3
 C. Inland marine
 1. Personal Articles floaters
 D. National Flood Insurance Program
 E. Others
 1. Earthquake
 2. Mobile Homes
 3. Watercraft
 4. Windstorm
​II. TYPES OF CASUALTY POLICIES
 A. Personal Automobile
 1. Liability
 a. Bodily Injury
 b. Property Damage
 c. Split Limits
 d. Combined Single Limit
 2. Medical Payments
 3. Physical damage (collision; other than collision; specified perils)
 4. Uninsured motorists
 5. Underinsured motorists
 6. Who is an insured
 7. Types of Auto
 a. Owned
 b. Non-owned
 c. Hired
 d. Temporary Substitute
 e. Newly Acquired Autos
 f. Transportation Expense and Rental
 Reimbursement Expense
 8. Exclusions
 B. Umbrella/Excess Liability
​III. PROPERTY AND CASUALTY INSURANCE TERMS AND RELATED CONCEPTS
A. Insurance
1. Law of Large Numbers
 B. Insurable interest
 C. Risk
 1. Pure vs. Speculative Risk
 D. Hazard
 E. Peril
 F. Loss
 1. Direct
 2. Indirect
 G. Loss Valuation
 1. Actual cash value
 2. Replacement cost
 3. Market value
 4. Stated value
 5. Salvage value
 H. Proximate cause
 I. Deductible
 J. Indemnity
 K. Limits of liability
 L. Coinsurance/Insurance to value
 M. Occurrence
 N. Cancellation
 O. Nonrenewal
 P. Vacancy and unoccupancy
 Q. Liability
 1. Absolute
 2. Strict
 3. Vicarious
 R. Negligence
 S. Binders
 T. Endorsements
 U. Blanket vs. Specific
 V. Burglary, Robbery, Theft, and Mysterious Disappearance
 W. Warranties
 X. Representations
 Y. Concealment
 Z. Deposit/Premium Audit
 AA. Certificate of insurance
 BB. Damages
1. Compensatory
a. General
 b. Special
2. Punitive
CC. Compliance with Provisions of Fair Credit  Reporting Act
​IV. PROPERTY AND CASUALTY POLICY PROVISIONS AND CONTRACT LAW
 A. Declarations
 B. Insuring agreement
 C. Conditions
 D. Exclusions
 E. Definition of the insured
 F. Duties of the insured after a loss
 G. Obligations of the insurance company
 H. Mortgagee rights
 I. Proof of loss
 J. Notice of claim
 K. Appraisal
 L. Other Insurance Provision
 M. Subrogation
 N. Elements of a contract
 O. Sources of underwriting information
 P. Fair Credit Reporting Act
 Q. Privacy Protection (Gramm Leach Bliley)
 R. Policy Application
 S. Terrorism Risk Insurance Act (TRIA)
 T. Cancellation and Nonrenewal provisions
 U. Supplementary payments
 V. Arbitration
 W. Loss settlement provisions including consent to settle a loss
V. STATE LAWS, RULES, AND REGULATIONS
 A. Georgia laws, rules, and regulations pertinent to property and casualty insurance
 1. Insurance department and commissioner
 a. Broad powers and duties  Ref: 33-2-1 through 33
 b. Examination of records  Ref: 33-2-10 through 13
c. Investigations/Notice of hearing  Ref: 33-6-6
d. Penalties Ref: 33-6-9
 2. General insurance definitions
 a. Domestic, foreign and alien  Ref 33-3-1
 b. Stock and mutual  Ref: 33-14-2
c. Authorized/unauthorized and certificate of authority Ref: 33-3-1 through 30
 d. Insurance transaction / transacting business  Ref: 33-1-2 (6)
3. Licensing of agents, counselors, subagents, and adjusters Ref: 33-23-1 through 46
a. Agent Responsibility
b. Reciprocity agreements
c. License maintenance
d. License revocation or suspension
e. Temporary License
f. Nonresident License
g. Counselor License
4. Unfair trade practices and frauds  Ref: 33-6-4 and 5
 a. Rebating
 b. Defamation
 c. Unfair Discrimination
 d. Misrepresentation
 e. Controlled business
 f. Twisting and Churning
 g. Advertising law
 h. Coercion
 i. Commingling
 j. Fiduciary Responsibility
 k. Sharing Commissions
 l. Additional Fees
 m. Unfair Claims Practices
 5. Miscellaneous Georgia insurance laws  Ref: 33-24-33
 6. Residual Markets
 a. FAIR plan  Ref: 33-33-1 through 11
 b. Georgia Automobile Insurance Plan  Ref: 120-2-14-.01 through .24, 32-29, 40-9-100
 B. Georgia laws, rules, and regulations pertinent to property insurance only
 1. Cancellation and nonrenewal of policies  Ref: 120-2-53-.01 through .06, 33-24-44 through 47
 2. Miscellaneous Georgia insurance laws  Ref: 33-34-4
 C. Georgia laws, rules, and regulations pertinent to casualty insurance only
 1. Cancellation and nonrenewal of policies  Ref: 120-2-53-.01 through .06, 33-24-44 through 47
2. Miscellaneous Georgia insurance laws  Ref: 33-34-4

Georgia 20 Hour Personal Lines Agent

Georgia 20 Hour Personal Lines Agent