The Importance of C.O.P.E.

Academy Skills Test
Welcome to the Academy of Insurance Skills Test. These exams were designed to help you pinpoint areas of interest for possible training opportunities.
Each of these skills tests is designed to be completed in two hours.

Personal Lines
Take the Skills Test
This skills test focuses on personal lines topics, including;

Homeowners (HO) Coverage Forms
HO "Insured" status
HO Definitions
HO Covered Property
HO Coverage Limits
HO Valuations
HO Causes of Loss & Exclusions
HO Endorsements
HO Part II – Liability Coverages
HO Eligibility
Personal Auto Policy (PAP) Coverage Parts
PAP "You" and "Insured" Status
PAP Covered Autos
PAP Coverages & Exclusions
PAP Definitions
PAP Endorsements
PAP Eligibility and Rating

Commercial Property
Take the Skills Test
This skills test focuses on commercial property topics, including;

Commercial Property Policy Provisions
CPP Coverage Limits
CPP Causes of Loss
CPP Definitions
Business Income / Extra Expense (Including Endorsements)
Ordinance or Law Endorsement
Utility Service (CP 04 17) Endorsement
Spoilage Coverage (CP 04 40) Endorsement
Leasehold Interest Coverage
CPP General Endorsements

Commercial General Liability
Take the Skills Test
This skills test focuses on commercial general liability topics, including;

CGL Definitions
CGL Coverage Trigger
CGL Exclusions & Exceptions
CGL "Insured" Status
CGL Coverage Limits
CGL Endorsements
Business Auto Coverage (BAC) Symbols
BAC Insured Vehicles
BAC Insured Status
BAC Coverages & Exclusions
BAC Valuation
BAC Endorsements
BAC Rating

Agency Management Basics
Why an Agency Valuation is Important to both your Business and Personal Financial Planning

How marketing benefits insurance agents
While the career paths of insurance agents and marketers may differ in many ways, we have much in common, and in collaboration, marketers can help to smooth over the challenges faced by producers.

Yelp Isn’t Going Away. Here is How to Make it Work for your Insurance Agency

Personal Auto Insurance Basics
Rental Car Insurance

Homeowner's / Renter's Insurance Basics
What You Need to Know About Renters Insurance

Test Your Insurance IQ: Trees and Insurance Video

Miscellaneous Personal Lines
Do I Need Insurance When Renting a Vacation Home?

Small Business Insurance Basics
Does My Business Need Flood Insurance?

Errors & Omissions Prevention
Agency Prevails in “Full Coverage” E&O Lawsuit, However its Reputation Suffers

Insurance Fraud Prevention
Burglar turns broken back into fortune
http://www.insurancefraud.org/article.htm?RecID=3045

Ethics in the Insurance Industry
Your true age is determined by your mental attitude, not the years you have lived.
The American clergyman and author Tyrone Edwards said, “Age does not depend upon years, but upon temperament and health. Some men are born old, and some never grow so.” No doubt you’ve known teenagers who were old before their time and seventy-year-olds who had the temperament and enthusiasm of those discovering the wonders of life for the very first time. It is all a matter of attitude. As you grow and develop, make sure your experience is directed toward the acquisition of wisdom, not the acceptance of cynicism. If you find it difficult to keep an open mind because of previous experiences, remind yourself that you’re dealing with different people, that conditions have changed, or that because you are older and wiser, your chances of success are greater than in the past.

Smile A While
Where there's a will, I want to be in it.

Insurance Coverage en Español
http://www.iii.org/es/insurance-topics/all-coverage-en-espanol